General liability insurance is one of the most important forms of protection for businesses of all sizes. It helps protect companies from claims involving bodily injury, property damage, and personal or advertising injury. However, one question business owners frequently ask is: Why do general liability insurance premiums differ so much from one industry to another? Read More
Opening a business is a major achievement. You’ve likely invested a lot of time and money to ensure that your business succeeds. As such, operating a business leaves you vulnerable to multiple risks. This may be a good time for you to learn about comprehensive general liability insurance. This article provides a comprehensive overview of Read More
You may wonder if you are legally required to carry general liability insurance in your quest to become an entrepreneur. In most states, there is no such requirement except for certain industries. States, however, do have requirements for certain types of commercial insurance like workers’ compensation and commercial auto insurance. Here is a look at Read More
Generally, intentional acts that cause damages are not covered by insurance. Many jurisdictions have regulations prohibiting coverage for acts undertaken intentionally, with the intent to cause harm. Society does not promote criminal actions by allowing a wrongdoer to go scot-free. If all intentional bad acts were insurable, that would allow offenders to profit by transferring Read More