A cyber attack during a busy season hits a hospitality business harder than one in a slow week. When card terminals, reservation systems, or online ordering go down on a holiday weekend, you lose your highest-revenue days, and you may also face customer notification costs and claims. Cyber liability insurance addresses those losses. Peak seasons Read More
Halloween is one of the biggest nights of the year for bars and nightclubs, and one of the riskiest. Costumes make ID checks harder, crowds push capacity, drink specials speed up consumption, and themed decorations add fire and trip hazards. Before you promote your October 31 event, review your nightclub insurance to confirm that liquor Read More
Expanding a franchise is an exciting milestone. Whether you’re opening a second location or growing into multiple states, expansion creates new opportunities for revenue and brand recognition. However, it also introduces new risks that require careful planning. One area that franchise owners sometimes overlook is insurance. Before opening a new location, it’s essential to review Read More
The rise of online food delivery has transformed the restaurant industry. Customers now expect the convenience of ordering meals through third-party apps, making platforms like DoorDash, Uber Eats, and Grubhub an essential part of many restaurants’ operations. While these services can increase sales and expand your customer base, they can also introduce new business risks. Read More
Year-end insurance renewals are more than just an opportunity to renew existing policies; they’re a chance to uncover coverage gaps before they become costly claims. For insurance agents working with restaurants, bars, hotels, lounges, nightclubs, and entertainment venues, conducting a comprehensive policy review can help clients better manage risk while strengthening long-term business relationships. As Read More